the amount of spice is complete unrealistic

These two folks who are hot and love each other..who have been married for three months and are sleeping in the same bed- the author expects us to buy into the idea that they are only kissing and have not yet done more? It’s rare that I even think about the love scenes in books but this novel’s complete lack of love scenes is such a plot hole and so out of character for the FMC that it’s hard to concentrate on the rest of the story.